Most of us, at some point in our lives, have either faced or will face the seemingly daunting task of applying for a mortgage. At Summit Mortgage we believe that, armed with a basic understanding and a plan, a borrower can accomplish the simple, yet routinely over complicated, process of obtaining the right mortgage for their specific situation.

Our experienced Mortgage Consultants begin by getting to know more about you and your long and short term investment plans before we discuss rates and terms. We then analyze your unique financial information and the characteristics of the property you are looking to finance. Knowing your needs and goals allows us to create a custom loan scenario that is designed to minimize interest expense and taxes while improving your cash flow.

Our Loan Process is a step by step guide to get you there:

  • Client Assessment - explanation of how mortgages work and evaluating your specific needs
  • Pre-Qualification - analysis of your unique financial situation and your options
  • Processing - putting all the pieces together and submitting your application to the lender.
  • Underwriting - approval of your application by the lender
  • Closing - signing your loan documents and recording your name on title
If you are ready to get started you can Apply Online or contact one of our experienced Mortgage Consultants for more information.

CLIENT ASSESMENT | PRE-QUAL. | PROCESSING | UNDERWRITING | CLOSING